Mortgage Blog

What should you consider when refinancing your mortgage in Toronto & Surrounding Area?

April 1, 2020

Mortgage rates are at a historic low. If you're thinking about refinancing your mortgage, you could possibly save significant amounts of money over the years. Especially in the first years of owning y ...

Bank of Canada lowers overnight rate target to 0.25 percent

March 27, 2020

The Bank of Canada today lowered its target for the overnight rate by 50 basis points to ¼ percent. The Bank Rate is correspondingly ½ percent and the deposit rate is ¼ percent. T ...

Home Selling Season is Around the Corner: Tips to Get Ready in Richmond Hill, Ontario

March 18, 2020

Home selling season is rapidly approaching. In most cases, spring is the top time to sell a home. One reason spring is the top-selling season is that home buyers align their moving schedule with their ...

6 Persistent Real Estate Myths You Really Need to Ignore in Richmond Hill, Ontario

March 4, 2020

Whether you're a home-buyer or a seller, it pays to understand the real estate market if you want to get a good deal. Unfortunately, a series of damaging ideas has grown up around real estate which ca ...

Should You Pay Off Your Mortgage Early in Richmond Hill, Ontario?

February 18, 2020

It's a dream to be able to pay off your mortgage early, but is there a downside? While it sounds like a great idea, there are some factors to consider before doing so. This article will ex ...

Real Estate 101: Essential Tips for First-Time Home Buyers in Richmond Hill, Ontario

February 5, 2020

Buying a home is always a big decision, but when you're a first-time buyer it's even more important to get it right. Without home-buying experience to draw on, it's easy to make mistakes you could reg ...

10 Essential Tips for Taking Out Your First Mortgage in Richmond Hill, Ontario

January 22, 2020

Taking out your first mortgage presents a major financial commitment, possibly the biggest one you'll ever make, so it's crucial that you get the best deal available. Getting a mortgage is often not a ...

Should You Refinance Your Mortgage?

January 8, 2020

There is a multitude of reasons why a homeowner may be considering refinancing their mortgage. However, before any final decisions are made it is always a good idea to consider carefully whether ref ...

How to Turn Your Toronto Home into a Rental Property and Not Live to Regret It

December 18, 2019

Thinking about turning your home into a rental property?If you are having trouble selling your home, you have a number of options. You could stay in the property and hope for the best, but if you have ...

Strategies to Dig Yourself Out of the Debt Hole

December 4, 2019

Debt. It's something almost everyone will have at some point in their life. But what happens when your debt begins to get the better of you? What options are available? Some simple strategies ...