Mortgage Blog

Bank of Canada maintains commitment to current level of policy rate, continues program of quantitative easing

September 9, 2020

The Bank of Canada today maintained its target for the overnight rate at the effective lower bound of ¼ percent. The Bank Rate is correspondingly ½ percent and the deposit rate is &frac1 ...

3 Things Real Estate Experts Tell Self - Employed Home Buyers

September 7, 2020

Nearly 20% of all income earners in Canada being self-employed (at least part-time) and it is always difficult for this growing demographic to obtain a mortgage. The first issue is the fact th ...

Advice for First-Time Home Sellers in Richmond Hill, Ontario

August 19, 2020

When buying your home, you probably dreamt of passing it down to future generations. Now, things turned out different and you are looking to sell. You fell in love with your home and made a ton of ...

Top 3 Home Improvement Ideas to Increase the Value of Your Home in Richmond Hill, Ontario

August 5, 2020

Homeowners are often excited about home renovations and updates. Some property owners also use that opportunity to fulfill their wish lists, such as adding a master bedroom or hardwood flooring. Wit ...

3 Indisputable Reasons for Branding Yourself Instead of Your Biz

July 31, 2020

#1 – People want to deal with a human, not a faceless company In my experience, people often want to deal with a person.Showcasing yourself as a person can be a ‘win’ w ...

7 Killer Benefits of Email Marketing for Mortgage Business

July 31, 2020

Email marketing is consistently cited as one of, if not the marketing channel that consistently delivers the highest ROI. Constant Contact helps you to connect with your customers and prospects ...

What is a Second Mortgage?

July 24, 2020

Learn how to get a second mortgage, what they're best used for, and more. The Ins and Outs of a Second Mortgage A second mortgage is a secondary loan/mortgage registered on the title o ...

5 Things NOT To Do When Selling Your House in Richmond Hill, Ontario

July 22, 2020

The process of selling a residential property can be time-consuming and emotionally involving, especially if it is your first sale. While your home's curb appeal influences a prospective buyer's poten ...

5 Obvious Benefits of Having a Mortgage

July 20, 2020

For the vast majority of people, it’s impossible to buy a home without a mortgage. Fortunately, there are hundreds of lenders offering a whole range of different types of mortgages. ...

Mortgages Without Credit Checks